The Road Accident Fund (RAF) is a government body set up to compensate people who have been injured due to negligent driving on the road, or the dependents of those people if they were killed. For instance, if you are crossing the road at a pedestrian crossing while the light is green for you and someone hits you with his or her car, you may put in a claim at the RAF. To claim, you will need the following:
- A completed RAF claim form (RAF 1).
- An affidavit with all the details of the accident, including the names of the people involved and time and date it happened.
- Statements of witnesses, if there were any.
- Police reports.
- Hospital and medical reports.
- Documents in support of amounts claimed.
The RAF will then determine if the claim is valid by looking at the seriousness of your injuries, the details of the accident, whether it was submitted on time, etc.
Making a false claim to the RAF is fraud, and can result in imprisonment. If you know of any suspicious RAF-related activities, you can call the Toll-free Tip-off Line: 0800 00 5919.