1. The Campaign
The Scorpion Refer-a-Friend Campaign rewards existing Scorpion members and qualifying members of the public (“Referrers”) who successfully refer new customers to Scorpion.
The referred person (“Referee”) must purchase a qualifying Scorpion product, successfully pay their first premium and comply with these Terms and Conditions before the Referrer becomes eligible to receive a promotional reward.
The promotional reward awarded is determined by the qualifying product and payment method selected by the Referee.
Participation in this campaign constitutes acceptance of these Terms and Conditions.
Definitions and Interpretation
In these Terms and Conditions, unless the context indicates otherwise:
- “Referrer”: means the person who referred a new member to take out a policy / plan.
- “Referee”: means the person who was referred to take out a policy / plan.
- “New customer / member”: means the referee must not currently have the same active legal policy / funeral plan.
- “Existing Scorpion member”: means someone who has an active policy / plan with Scorpion Legal Protection.
- “Subsidiaries”: means companies that are owned or controlled by another company, often called the parent company.
- “Associated companies”: means companies that have a business relationship or ownership connection with another company, but are not controlled by it.
- “Retrospective referrals”: means referrals that are submitted or approved after they have already joined, rather than beforehand.
2. Who May Participate?
The campaign is open to:
- Existing Scorpion members; and
- Members of the public residing in South Africa who are 18 years or older.
Employees of Scorpion, its subsidiaries, associated companies, agencies and campaign partners may not participate unless expressly authorised by Scorpion.
3. How to Participate
To participate:
- Obtain the Referee’s permission before submitting their details.
- Complete and submit the Refer-a-Friend form on the Scorpion website.
- The referral must be submitted before the referred person purchases a qualifying Scorpion policy or funeral plan. Retrospective referrals will not qualify for a promotional reward.
- Scorpion will contact the Referee to discuss the appropriate products and services.
Submitting a referral does not guarantee that the Referee will qualify for a Scorpion product or that a promotional reward will be awarded.
4. Qualifying Requirements
A promotional reward will only be awarded if:
- the Referee is a new Scorpion customer;
- the Referee successfully takes out a qualifying Scorpion legal policy or funeral plan;
- the Referee successfully pays the first premium;
- the applicable cooling-off period has expired;
- all the terms and conditions of the Scorpion Refer-a-Friend campaign have been complied with.
If any premium is reversed, unpaid, cancelled or rejected before qualification has been confirmed, no promotional reward will be issued.
5. Reward Categories
The promotional reward awarded to the Referrer is determined by the qualifying product and payment method selected by the Referee.
The qualifying reward categories are:
Legal Policies
- Platinum – Stop Order
- Platinum – Debit Order
- Policy A – Stop Order
- Policy A – Debit Order
- Policy B – Stop Order
- Policy B – Debit Order
- Policy C – Stop Order
- Policy C – Debit Order
- All Legal Policies – Cash payments
Funeral Plans
- Plan D – Stop Order
- Plan D – Debit Order
- Plan C – Stop Order
- Plan C – Debit Order
- Plan B – Stop Order
- Plan B – Debit Order
- All Funeral Plans – Cash payments
Each reward category offers a selection of promotional items of a corresponding value.
Scorpion reserves the right to amend the qualifying reward categories from time to time.
6. Promotional Rewards
Each qualifying reward category contains a selection of promotional items from which the Referrer may choose one promotional reward.
The promotional items available within each reward category may differ and may be amended by Scorpion from time to time without prior notice.
Promotional items are available only while stocks last.
Should the selected promotional item become unavailable for any reason, Scorpion reserves the right to substitute it with an alternative promotional item of similar value within the applicable reward category.
Promotional rewards:
- are not transferable;
- may not be exchanged for cash;
- may not be exchanged for another promotional reward outside the applicable reward category.
7. Delivery
Promotional rewards will only be delivered within the Republic of South Africa.
Once the Referee has met all qualifying requirements, Scorpion will contact the Referrer to:
- confirm qualification;
- confirm delivery details*; and
- request the selection of a promotional reward from the applicable reward category.
Delivery times may vary depending on stock availability and courier services.
*Scorpion’s preference is for the items to be delivered to the nearest Scorpion branch for collection.
8. Fraud Prevention and Referral Eligibility
Scorpion reserves the right to:
- reject duplicate referrals;
- reject fraudulent referrals;
- reject self-referrals;
- reject referrals submitted without the Referee’s consent;
- reject retrospective referrals;
- verify all campaign information before issuing any promotional reward.
If a Referrer has already received a promotional reward within the preceding six (6) months in respect of a Referee who successfully joined and met the qualifying criteria, Scorpion reserves the right, at its sole discretion, to withhold or decline any further promotional rewards relating to that Referee during that six (6) month period.
Scorpion further reserves the right to withhold or decline promotional rewards where it reasonably believes that repeated lapses, cancellations, reinstatements, re-joins or any other conduct has occurred primarily for the purpose of generating additional referral rewards or otherwise abusing the campaign.
Scorpion’s decision regarding campaign eligibility, qualification and promotional rewards shall be final.
9. Campaign Changes
Scorpion reserves the right to:
- amend these Terms and Conditions;
- amend qualifying products;
- amend qualifying payment methods;
- amend reward categories;
- amend promotional items;
- substitute promotional rewards;
- suspend, withdraw or terminate the campaign at any time without prior notice.
Any amendments will be published on the Scorpion website and will become effective from the date of publication unless otherwise stated.
10. Privacy and Marketing Consent
By submitting a referral, the Referrer confirms that:
- they have obtained the necessary consent from the Referee before providing their personal information to Scorpion;
- the Referee has authorised Scorpion to contact them regarding Scorpion’s products and services; and
- the information provided is accurate to the best of their knowledge.
Personal information will be processed in accordance with the Protection of Personal Information Act, 4 of 2013 (“POPIA”) and Scorpion’s Privacy Policy.
By clicking “Submit to Refer”, the Referrer authorises Scorpion to communicate with both the Referrer and the Referee, where applicable, by means of:
- SMS;
- WhatsApp;
- mobile application notifications;
- email;
- telephone;
- voice messages;
- post;
- the Scorpion website; and
- Scorpion’s official social media platforms, including Facebook, Instagram, X and TikTok.
Participants may opt out of receiving marketing or promotional communications at any time by following the unsubscribe or opt-out instructions contained in the relevant communication. Opting out of marketing communications does not affect communications necessary for administering this campaign or any policy held with Scorpion.
11. General
This campaign is available only while stocks last.
Scorpion accepts no responsibility for technical failures, incomplete submissions, incorrect information supplied by participants, or circumstances beyond its reasonable control that may affect the administration of the campaign.
Scorpion reserves the right to disqualify any participant who breaches these Terms and Conditions or attempts to manipulate, exploit or abuse the campaign.
Scorpion reserves the right to verify any referee, participant or qualifying policy before issuing a promotional reward.
In the event of any dispute relating to the campaign, qualification, promotional rewards or these Terms and Conditions, the decision of Scorpion shall be final and binding.
These Terms and Conditions are governed by the laws of the Republic of South Africa.